3.60% APY* 5-Month Fixed Rate Certificate
Offer available now through December 12, 2025.
Take Your Savings to New Heights
Secure your financial journey with our limited-time Certificate of Deposit offering. With guaranteed returns and no turbulence, your savings can soar safely.
5-Month Certificate Details:
- $5,000 minimum & no maximum; One certificate per member
- New money not required - transfer your existing UNCLE funds!
- 0.25% rate bump offered for UNCLE Membership Rewards qualifiers
Elevate your savings strategy with this limited-time offer.
Open your 5-Month Certificate of Deposit online or by visiting one of our financial centers or by giving us a call at 925-447-5001.
*APY = Annual Percentage Yield. 5-Month Promotional Share Certificate requires a minimum deposit of $5,000 and has no maximum deposit limit. Limit one 5-Month Promotional Share Certificate per member (unique SSN).
Offer is effective November 3, 2025, through December 12, 2025. Rate bump of 0.25% is available for members who qualify for the Membership Rewards Program. Qualifying for the UNCLE Membership Rewards Program means the member qualified for Loyalty Rewards, Premier Rewards, Platinum Rewards, or Ultimate Rewards in the previous qualification cycle (previous month).
At maturity, the promotional certificate balance will be transferred to a 6-month fixed rate certificate at the current rate offering. See rates for details. Substantial early withdrawal penalties apply to Share Certificates. IRA Share Certificates are not eligible for this promotion. Fees may reduce earnings. Federally insured by NCUA.
To become a member of UNCLE Credit Union, please view our membership eligibility, requirements, and account opening process.
Share Certificates
*APY= Annual Percentage Yield. The dividend rates and annual percentage yields stated above may change at any time. Substantial early withdrawal penalties apply to IRA Share Certificates and Share Certificates. Fees may reduce earnings. The Variable Rate 12 Month Share Certificate is a variable rate account that is tied to the Treasury Bill 6 month auction average rate, rounded down to the nearest quarter percent and adjusted quarterly. Rates subject to change after account is opened. Dividends paid monthly.
Account Type Rate Type Min. Opening Balance Min. to Earn Dividend Dividend Rate APY
3 Month Fixed $1,500 $1,500 3.04% 3.08%
6 Month Fixed $1,500 $1,500 2.89% 2.92%
12 Month Fixed $1,500 $1,500 2.97% 3.01%
12 Month Variable $5,000 $5,000 3.50% 3.56%
18 Month Fixed $5,000 $5,000 3.04% 3.08%
24 Month Fixed $5,000 $5,000 2.77% 2.80%
36 Month Fixed $5,000 $5,000 2.70% 2.73%
48 Month Fixed $5,000 $5,000 2.04% 2.06%
60 Month Fixed $5,000 $5,000 2.15% 2.17%
