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Fund home improvement projects, pay for college tuition or utilize your home's equity for other expenses, with a Home Equity Line of Credit.
Get a rate as low as 2.49% APR* for the first 12 months! (Current indexed rates 3.50% and 3.99%)
Interest Only HELOC*
*Rates and other terms are accurate as of 12/16/16; subject to change without notice. Lifetime maximum variable APR 15%. All loans are subject to credit approval. Available on owner-occupied California 1-4 unit residential real property only. UNCLE Credit Union will pay closing costs up to $500 in third party closing costs to establish a HELOC; total third party costs to establish a HELOC are typically $50 to $1500. If HELOC is paid off and closed within 36 months of closing, borrower will reimburse up to $500 in third party closing costs absorbed by UNCLE CU. Not available on refinances of existing UNCLE CU debt. Current regular APRs are 3.99% (lifetime floor) to 5.5% on HELOC Prime and 3.5% on Interest Only HELOC.