Personal Loans

Are you looking for a personal loan? UNCLE offers both Personal Loans and Personal Lines of Credit up to $20,000.

*Rates as low as 9.99%.  Rates and terms are subject to change and based on creditworthiness.

Personal Line of Credit

Check out these benefits:

Note: Members may be able to use UNCLE loans for some debt consolidation, but if you’re experiencing credit difficulties or your monthly expenses are beginning to be more than you can afford, we encourage you to contact the credit counselors at GreenPath. There is no charge for this service, and all calls are confidential. Click here to visit their site or call them at 877.373.3399.

Savings Secured Loans

A Savings Secured Loan is collateralized by your savings account and allows you to:

Certificate Secured Loans

Payments for all of our personal loans may be made automatically from checking or savings.

Personal Loan (Last Revised: Feb 01, 2017)

TermAPR**
24-60 months9.99-23.49%

Maximum personal loan amount is $20,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Line-of-Credit (Last Revised: Feb 01, 2017)

TermAPR**
24-60 months10.50-29.50%

Credit limits from $500 to $20,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Certificate Secured (Last Revised: Feb 01, 2017)

TermAPR**
Loan to mature concurrent with CD maturityDividend rate + 1.75-4.25%

Requires a security share certificate deposit for 100% of loan balance. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Savings Secured (Last Revised: Feb 01, 2017)

TermAPR**
Up to 60 monthsDividend rate + 1.75-4.25%

Requires a security share deposit for 100% of loan balance. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Additional Info