Current Savings Rates

Regular Savings (Last Revised: Feb 01, 2017)

Account TypeDividend RateAPY.Dividend Paid
$100.00 - $9,999.99.01%.01%Monthly
$10,000 +.01%.01%Monthly

The above rates are the same for charitable & not-for-profit organizations. Tiered Rate with a minimum opening balance of $5.00 and a minimum to earn dividend of $100.00. For Youth savings account, there is no minimum required to earn dividends.

Money Market (Last Revised: Feb 01, 2017)

Account TypeDividend RateAPY.Dividend Paid
$2,500 - $9,999.99.05%.05%Monthly
$10,000 - $24,999.99.10%.10%Monthly
$25,000 - $49,999.99.15%.15%Monthly
$50,000 - $99,999.99.20%.20%Monthly
$100,000 +.25%.25%Monthly

Minimum opening balance of $2,500.00.

IRA Savings (Last Revised: Feb 01, 2017)

Dividend RateAPY.Dividend Paid
.05%.05%Monthly

Minimum opening balance of $10.00 and a minimum to earn dividend of $100.00.

IRA Certificates (Last Revised: Feb 01, 2017)

(Please refer to Certificates)

Certificates (Last Revised: Feb 21, 2017)

Account TypeRate TypeMin. Opening BalanceMin. to Earn DividendDividend RateAPYDividend Paid
3 MonthFixed$1,500$1,500.08%.08%Monthly
6 MonthFixed$1,500$1,500.15%.15%Monthly
12 MonthFixed$1,500$1,500.45%.45%Monthly
12 MonthVariable$5,000$5,000.50%.50%Monthly
18 MonthFixed$5,000$5,000.50%.50%Monthly
24 MonthFixed$5,000$5,000.60%.60%Monthly
36 MonthFixed$5,000$5,0001.15%1.16%Monthly
48 MonthFixed$5,000$5,0001.25%1.26%Monthly
60 MonthFixed$5,000$5,0001.80%1.81%Monthly

*APY= Annual Percentage Yield. Requires 12 month term, minimum deposit $1,000, maximum deposit of $10,000. One certificate account per individual member (based on unique SSN). Promotional rate can be withdrawn at any time, at UNCLE Credit Union’s discretion. Penalty for early withdrawal.

Youth Certificates (Last Revised: Feb 01, 2017)

Account TypeRate TypeMin. Opening BalanceMin. to Earn Dividend Dividend RateAPYDividend Paid
3 MonthFixed$100.00$100.000.08%0.08%Monthly
6 MonthFixed$100.00$100.000.15%0.15%Monthly
12 MonthFixed$100.00$100.000.45%0.45%Monthly
18 MonthFixed$100.00$100.000.50%0.50%Monthly