Current Savings Rates

Regular Savings (Last Revised: Apr 01, 2017)

Account TypeDividend RateAPY.Dividend Paid
$100.00 - $9,999.99.01%.01%Monthly
$10,000 +.01%.01%Monthly

The above rates are the same for charitable & not-for-profit organizations. Tiered Rate with a minimum opening balance of $5.00 and a minimum to earn dividend of $100.00. For Youth savings account, there is no minimum required to earn dividends.

Money Market (Last Revised: Apr 01, 2017)

Account TypeDividend RateAPY.Dividend Paid
$2,500 - $9,999.99.05%.05%Monthly
$10,000 - $24,999.99.10%.10%Monthly
$25,000 - $49,999.99.15%.15%Monthly
$50,000 - $99,999.99.20%.20%Monthly
$100,000 +.25%.25%Monthly

Minimum opening balance of $2,500.00.

IRA Certificates (Last Revised: Apr 01, 2017)

(Please refer to Certificates)

IRA Savings (Last Revised: Apr 01, 2017)

Dividend RateAPY.Dividend Paid
.05%.05%Monthly

Minimum opening balance of $10.00 and a minimum to earn dividend of $100.00.

Certificates (Last Revised: Apr 19, 2017)

Account TypeRate TypeMin. Opening BalanceMin. to Earn DividendDividend RateAPYDividend Paid
3 MonthFixed$1,500$1,500.08%.08%Monthly
6 MonthFixed$1,500$1,500.15%.15%Monthly
12 MonthFixed$1,500$1,500.45%.45%Monthly
12 MonthVariable$5,000$5,000.75%.75%Monthly
18 MonthFixed$5,000$5,000.50%.50%Monthly
24 MonthFixed$5,000$5,000.60%.60%Monthly
36 MonthFixed$5,000$5,0001.15%1.16%Monthly
48 MonthFixed$5,000$5,0001.25%1.26%Monthly
60 MonthFixed$5,000$5,0001.80%1.81%Monthly

*APY= Annual Percentage Yield. The dividend rates and annual percentage yields stated above may change at any time. Substantial early withdrawal penalties apply to IRA Share Certificates and Share Certificates. Fees may reduce earnings. The Variable Rate 12 Month Share Certificate is a variable rate account that is tied to the Treasury Bill 6 month auction average rate, rounded down to the nearest quarter percent and adjusted quarterly.

Youth Certificates (Last Revised: Apr 01, 2017)

Account TypeRate TypeMin. Opening BalanceMin. to Earn Dividend Dividend RateAPYDividend Paid
3 MonthFixed$100.00$100.000.08%0.08%Monthly
6 MonthFixed$100.00$100.000.15%0.15%Monthly
12 MonthFixed$100.00$100.000.45%0.45%Monthly
18 MonthFixed$100.00$100.000.50%0.50%Monthly