Posts by Michele Milz
Savings Tips for Kids & Young Adults
Savings Tips for Kids & Young Adults April is Youth Savings Month, so we are here to offer some tips on how to get your kids to begin saving at a young age. Children and young adults can be reluctant to save their small allowance, since it may be their only source of income for…
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Getting Your First Credit Card: The Do’s and Don’ts
Getting Your First Credit Card: The Do’s and Don’ts Are you ready to jump into the world of credit? The first impression of using a credit card can be a little intimidating, because of the surprise fees, high interest rates, and the scary cycle of debt. However, using credit cards helps you build your credit…
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The Importance of Keeping a Good Credit Score
The Importance of Keeping a Good Credit Score March is National Credit Education Month, which is a good time to brush up on your finance skills and check your credit score. If you don’t already, making a regular habit of checking your credit score is important to ensure your identity is protected. If you’re not…
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Basic Knowledge About Health Savings Accounts
Basic Knowledge About Health Savings Accounts What is a Health Savings Account (HSA)? An HSA is a tax-favored savings account for individuals and families covered by a high-deductible health plan (HDHP). Contributions to an HSA are tax-deductible and distributions are tax-free when used for qualifying medical expenses or supplies. Can anyone open an HSA? The…
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Show Your Home Some Love this Valentine’s Day
Show Your Home Some Love this Valentine’s Day Does your home feel a little bland? Ready to give your home a simple and easy facelift? At times, your “dream home” may become a little less dreamy after a few years. Staring at the same décor and furniture can become underwhelming. If you’re looking to spruce…
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Setting your Financial Goals for 2023
Setting your Financial Goals for 2023 Establishing a financial goal for the new year can benefit your financial success. Studies have shown that those who set specific, tangible goals are more likely to achieve them than those who approach their lives with a “Well, let’s see where this goes” attitude. The time and effort invested…
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Financial Preparation for the New Year
Financial Preparation for the New Year As a you welcome the new year, and plan and prepare for your new year’s resolutions, take a moment to evaluate your finances and put a plan in motion to make some adjustments or improvements to your financial goals. To plan for financial improvement this coming year, here are…
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Is Holiday Debt Keeping You Down?
Is Holiday Debt Keeping You Down? The holiday season comes and goes, but holiday debt can linger all year. To avoid holiday spending hangout for the new year, there are a variety of options to help you pay off those high-interest debts. Home Equity Line of Credit Using your home’s equity is a quick and…
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Controlling Your Holiday Spending
Controlling Your Holiday Spending It’s easy to go overboard when shopping for holiday gifts, but the fallout from seasonal overspending can last all year. Follow this helpful advice to get control of your holiday spending, before it begins to control you: Develop a budget and stick to it. Create a list of people you plan…
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Stolen Purse, Lost Wallet?
Stolen Purse, Lost Wallet? What to do when some of your most vital information goes missing If you have ever lost your wallet or purse, the feelings of panic, worry and helplessness are all too familiar. Since so much sensitive information is contained within a wallet or purse, it is easy to feel as if…
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