Pay off your debt faster with balance transfer rates as low as 0% APR1.
Now through April 25, 2021.
The sooner you act, the more you’ll save. When you consolidate your high-interest debt, you'll enjoy a competitive interest rate, an extensive list of Mastercard® card features and no annual fees. Getting started is fast and easy!
I have an UNCLE credit card and I'm ready to get started!
Just click below and get started on your balance transfer. We've designed the experience to make it easier to get your balance transfer completed as soon as possible.
I'm a member but I don't have an UNCLE credit card yet? No problem!
Apply right now for an UNCLE credit card. The application experience is easy and the decisions are made fast and locally!
Want a Balance Transfer but not a member yet? Perfect, join UNCLE today!
We focus on providing great local service, low rates, less fees and a full-range of financial products designed to make your financial life better. That’s what UNCLE is all about. Join us today!
1APR = Annual Percentage Rate. Balance transfers must be completed between 1/21/20 and 4/25/20 to be eligible for promotional rates. Promotional balance transfer rates under this offer range from 0.00% APR to 2.99% APR for UNCLE Platinum cardholders and UNCLE Choice Rewards cardholders, depending on creditworthiness. Promotional rates on transferred balances will be effective through 4/25/2021; then the rate on transferred balances will change to the then-current purchase APR ranging from 12.99% APR - 20.99% APR, depending on creditworthiness, consistent with the Cardholder Agreement. A balance transfer fee of 2% of amount transferred will apply. Cash advance fee is 3% of advance amount. No annual fees. Promotional balance transfer offer cannot be used to pay off existing loans or other obligations to UNCLE Credit Union. Rates are subject to change at any time.
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| Terms | Revolving | Revolving | Revolving |
| Rates | 13.99% - 28.99% APR1 | 12.99% - 27.99% APR1 | 14.99% APR1 |
| Credit Limits | $1,500 - $40,000 | $1,500 - $40,000 | $300-$20,000 |
| Card Features | • Mastercard Airport Concierge™ • Mastercard Global Services™ • Mastercard ID Theft Protection™ • Mastercard Priceless® Cities • Mastercard SecureCode™ • Chip Technology • Zero Liability | • Mastercard Airport Concierge™ • Mastercard Global Services™ • Mastercard ID Theft Protection™ • Mastercard Priceless® Cities • Mastercard SecureCode™ • Chip Technology • Zero Liability | • Mastercard Airport Concierge™ • Mastercard Global Services™ • Mastercard ID Theft Protection™ • Mastercard Priceless® Cities • Mastercard SecureCode™ • Chip Technology • Zero Liability |
| Rewards | Rewards points can be earned for each qualifying net dollar you spend. • Travel • Gift cards • Merchandise • Charitable Donations • Cash Back (Statement Credit) • Downloads For more details, click here. | Not applicable. | Not applicable. |
| Fees and Costs | No annual fee. No Over Credit Limit Fee. 2% for Balance Transfer, Cash Advance, Overdraft, and Foreign Transaction fee. | No annual fee. No Over Credit Limit Fee. 2% for Balance Transfer, Cash Advance, Overdraft, and Foreign Transaction fee. | No annual fee. No Over Credit Limit Fee. 2% for Balance Transfer, Cash Advance, Overdraft, and Foreign Transaction fee. |
| Late Charge | $10.00 if payment is more than 10 days late. | $10.00 if payment is more than 10 days late. | $10.00 if payment is more than 10 days late. |
| Collateral | Not applicable. | Not applicable. | Savings/CD for 120% of credit limit. |
| Value Added Services | • Automatic payment from your UNCLE Kasasa® checking account • Free eStatement, Online Banking, Mobile Banking and Bill Payment services • Member's Choice™ Borrower Security™ • Overdraft Protection for your UNCLE Kasasa® checking account | • Automatic payment from your UNCLE Kasasa® checking account • Free eStatement, Online Banking, Mobile Banking and Bill Payment services • Member's Choice™ Borrower Security™ • Overdraft Protection for your UNCLE Kasasa® checking account | • Automatic payment from your UNCLE Kasasa® checking account • Free eStatement, Online Banking, Mobile Banking and Bill Payment services • Member's Choice™ Borrower Security™ • Overdraft Protection for your UNCLE Kasasa® checking account |
| Important Disclosure Information | Important Disclosure Information | Important Disclosure Information |
