Save on interest.
Get a balance transfer as low as 0% APR1 for 11 months!
Save more and consolidate your debt with an UNCLE credit card. Hurry, this special offer is only available until March 31, 2021.
Already an UNCLE credit card holder?
Start your balance transfer today by clicking below.
Ready to get an UNCLE credit card?
Start your credit card application by clicking below.
Must be a current UNCLE credit card holder to complete the online balance transfer form. If you are not an UNCLE credit card holder, apply for an UNCLE credit card so you may become eligible to complete a balance transfer.
1 Balance transfers must be completed between 2/8/2021 and 3/31/2021 to be eligible for a promotional APR for 11 months. The promotional APR applicable to transferred balances for 11 billing cycles will based on the purchase APR as of 2/8/2021. Balance Transfer Promotional APR for Platinum Credit Cards: is either 0% APR if the purchase APR is from 12.99% - 13.99% APR, 1.49% APR if the purchase APR is 14.99% APR, or 2.99% APR if the purchase APR is 19.99% APR. Balance Transfer Promotional APR for Choice Rewards Credit Cards: is either 0% APR if the purchase APR is from 13.99% - 14.99%APR, 1.49% APR if the purchase APR is 15.99% APR, or 2.99% APR if the purchase APR is 20.99% APR. At the end of the promotional rate period (no later than 2/28/2022), the APR applicable to outstanding transferred balances, if any, will adjust to the APR then applicable to purchases.
Offer not available on Platinum Secured Credit Card or Platinum Care Card and cannot be used to pay obligations owed to UNCLE.
Find the card that's right for you.
Choice Rewards Credit Card

- No annual fees
- Earn reward points for each qualifying net dollar you spend
- Cash back reward options
- Competitive rates
Term: Revolving
Rates: 13.99% - 28.99% APR*
Credit Limits: $1,500 - $40,000
Platinum Credit Card
Save money with our competitively low Platinum credit card rate.

- Savings, value and convenience with a lower APR.
- Great for balance transfers on debt consolidation
Term: Revolving
Rates: 12.99% - 27.99% APR*
Credit Limits: $1,500 - $40,000
Secured Platinum Credit Card
The card that helps you build or rebuild credit.



- Build or rebuild credit history using your savings account balances as collateral
Collateral: Savings for 120% of credit limit
Term: Revolving
Rate: 14.99% APR*
Credit Limits: $300 - $20,000
All of our UNCLE Credit Union credit cards offer members a competitive interest rate, an extensive list of Mastercard® card features and no annual fees.
*APR = Annual Percentage Rate. Rates and terms subject to change and based on creditworthiness.