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Our Story

UNCLE Voted Best Credit Union in the East Bay, three years in a row!

2018, 2019 & 2020

UNCLE Credit Union's mission is to provide our members with secure, competitive financial services in the most effective and personalized environment possible. We achieve this through exceptional customer service, involvement in our local communities and helping our members through their financial journeys, every step of the way.

As a financial cooperative, our credit union is collectively owned by all of our members. While commercial banks are for-profit enterprises constrained by the need to satisfy outside stakeholders, UNCLE’s unique organizational structure enables us to always put the interests of our members first. Rather than distributing profits to stockholders, our surplus income is reinvested in the credit union to provide our members with competitive rates, significantly reduced fees and an exceptional member experience with a focus on leading edge technology. Our earnings also drive the growth that is necessary to ensure our viability for years to come in an industry facing intense pressures and market volatility.

The team at UNCLE has spent the better part of more than six decades working to promote financial wellness and an overall positive impact in every community we serve. Each year is another opportunity to contribute financially – through sponsorships and donations – and physically – by showing up and putting in the work. Integrity, accountability, transparency, empowerment, social responsibility - these are just some of the many values that reflect the internal culture that lives within UNCLE Credit Union. No matter one’s role or responsibility within the credit union, each and every one of our employees contributes to the bottom line by providing a collaborative, positive environment and following the model of “people helping people”.

We continuously exceed our financial, developmental and growth goals set for our institution, a testament to the hard work of our volunteer Board of Directors and employees. We achieved these goals by focusing on making the financial lives of our members fundamentally better. We are proud to be named the Best Credit Union in the East Bay and thank our members, board of directors and staff for their contributions to this achievement.

Our Local History

In 1957, four employees of the University of California Radiation Laboratory at Livermore (now Lawrence Livermore National Laboratory) founded the Radiation Laboratory Livermore Credit Union to provide financial services for the entire Lab community.

In 1988, we changed our name to the UNCLE (University of California Livermore Employees) Credit Union. We proudly offer membership to anyone who lives, regularly works, attends school, or regularly worships in Alameda, Contra Costa, San Joaquin, or Stanislaus Counties.

Over the past 60 years, we've grown to more than $500 million in assets, 28,000 members, and continue to evolve as we strive to provide a seamless experience for our members with an array of innovative, high-value products, 24/7 convenience, and exceptional service

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of December 7th, 2022

Uncle Credit Union BBB Business Review