Current Promotions

Your High Rate Debt Just Got Schooled

It's tough getting rid of your high rate debt, but we can help with our special balance transfer offer.

Get a rate as low as 0% APR* on balances transferred to your UNCLE credit card for
the first 15 months!

Apply for your UNCLE credit card and transfer your high rate debt today!

If you already have an UNCLE credit card, complete our promotional balance transfer form.

Don't delay, all balance transfers must be completed by October 31st.

* Balance transfers must be completed between 8/1/2017 and 10/31/2017 to be eligible for promotional rates. Promotional rates on transferred balances will be effective for 15 billing cycles after the cycle in which the transfer takes place; then the rate on transferred balances will change to the then-current purchase APR consistent with the Cardholder Agreement. Promotional balance transfer rates under this offer range from 0.00% APR to 2.99% APR for UNCLE Platinum cardholders and UNCLE Choice Rewards cardholders depending on creditworthiness. A balance transfer fee of $10 or 2% of amount transferred, whichever is greater, will apply. Cash advance fee is 2% of advance amount. No annual fees. Promotional balance transfer offer cannot be used to pay off existing loans or other obligations to UNCLE Credit Union.

Interest Only Home Equity Lines of Credit—
a more affordable way to build your home.

Get a rate as low as 2.75% APRfor the first 12 months! (Current indexed rate at 4.25%APR)

  • UNCLE pays closing costs up to $500*
  • No annual fee
  • Receive a rebate on an early closure fee*
 *Quoted APRs accurate as of 7/1/17; subject to change without notice. Pay interest only during 10-year draw period, then 15 years of fully amortized payments. Lifetime maximum variable APR 15%. All loans are subject to credit approval. Available on owner-occupied California 1-4 unit residential real property only. Offer not available for refinances of existing UNCLE CU debt. Third party costs to establish a HELOC other than appraisal typically range from $50 to $1500. If Borrower closes UNCLE HELOC within 36 months of opening, Borrower will reimburse up to $500 in third party closing costs absorbed by UNCLE. Borrower must pay the cost of a full appraisal, typically between $325 and $825, if Borrower requests a full appraisal or applies for a credit limit over $100,000. UNCLE will reimburse up to $300 in early closing fees assessed by other lenders but will not absorb other charges imposed by other lenders.

UNCLE Partners with Livermore ToyotaLivermore Toyota Preferred UNCLE Dealer

Take advantage of special VIP Diamond Benefits throughout our 60th Anniversary at Livermore Toyota. Contact your exclusive UNCLE Appointment coordinator, Alex Mancuso, at (925) 784-3361.

VIP Diamond Benefits include:

  • Special VIP Pricing on new and used vehicles for UNCLE members
  • 15% off all maintenance and repair services
  • Complimentary car wash, even if your vehicle is not in need of service
  • Complimentary shuttle to/from your location during business hours

Contact Us

If you can't find what you're looking for on our site, give us a call at 800-34UNCLE or visit our Contact page for all the details.

Routing Number

UNCLE Credit Union's Routing / Transit number is: 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of September 24th, 2017

Uncle Credit Union BBB Business Review


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