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Online Banking

Digital Banking Services

You don’t have to go into a branch in order to deposit a check, pay bills, move money or check your balance. UNCLE puts the whole credit union a tap away.

The power of UNCLE Mobile Banking and Online Banking makes it easy to:

  • Deposit Money
  • Pay Bills
  • Move Money
  • Spend Money
  • Digital Wallet
  • Apply for a loan or other product

Deposit Money

Depositing Checks is Simple with eDeposit.

Our eDeposit feature gives you the ability to electronically deposit checks, anytime, anywhere, by using your smartphone and our free mobile app.

Depositing your checks electronically is easy:

  • Download our free Mobile Banking app from the App Store or Google Play.
  • Sign in and click on the eDeposit tab.
  • Choose which account you'd like the check deposited into.
  • Enter the amount of the check.
  • Take a picture of the front and back of the check.

For more information, view the eDeposit FAQs by clicking on the About tab in the eDeposit section of Mobile Banking.

*There may be deposit limits in place, please check the deposit screen for specific restrictions. Also, similarly to depositing checks by ATM, eDeposit checks are subject to our hold guideline, please refer to your Membership Handbook for details.

Explore a complete step-by-step visual instruction here:

(click arrows to advance)

Pay Bills

Save time and money with Online Bill Pay*

  • No more writing checks, buying stamps, or driving to the post office.
  • Pay a bill one time or set up recurring payments so your bills are paid, even when you're on vacation.
  • You can also pay bills using your smartphone!
*UNCLE's Online Bill Pay requires members to be enrolled in Online Banking and have an active checking account. Or contact a Member Service Representative during normal business hours925.447.5001.

Move Money

Send Money (P2P Payment Service) is a fast and secure P2P (Person-2-Person) payment service to transfer funds from your checking account to another person or merchant outside the Credit Union using our mobile app in partnership with PayPal™. All you need to get started is the other party's email address or mobile phone number.

How it works:

  1. Select "Send Money" on UNCLE's Mobile Banking app.
  2. Review and accept the Terms and Conditions.
  3. Confirm the phone number or email address you would like your security code sent to (to ensure a secured transaction, every payment is confirmed by a security code sent to the selected device by email or text).
  4. Enter the amount, then phone number or email address of recipient.

It's that easy! Get started today by selecting Send Money on UNCLE's mobile app. If you'd like to know more, you can view our Send Money FAQs.

Spend Money: Digital Wallet

Digital Wallet: Your device. Your choice.

Fast and safe one-touch checkouts

With a quick tap of your device, you can use your UNCLE Mastercard® credit or debit card to pay at millions of store locations that accept mobile payments. You get all of the same benefits your card offers, including added protection of Mastercard Zero Liability.*

You can use any of these trusted wallets:

Android Pay                                                ApplePay                                          SamsungPay


Look for the contactless symbol when you want to make in-store purchases.
Tap your device to use your Mastercard® to pay.

Contactless symbol

It's secure and private.

Each time you use one of these trusted solutions, a unique one-time-use number, or token, is used so that your payment information is never shared with merchants or stored on your device.**

Plus, you can also get added peace of mind with the other security benefits that come with your card - such as Zero Liability and Mastercard ID Theft Protection.

Apply for a Loan or Other Product:

Need a Loan or a new deposit product? It's simple in online banking.

Our goal is to help you achieve your financial goals. We have a full suite of products and services that you can apply for right from your phone or desktop:

Learn more about the steps we are taking to respond to the (COVID-19) Coronavirus.

Contact Us

If you can't find what you're looking for on our site, give us a call at 800-34UNCLE or visit our Contact page for all the details.

Routing Number

UNCLE Credit Union's Routing / Transit number is: 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of June 3rd, 2020

Uncle Credit Union BBB Business Review

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