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Black Friday Instagram Mastercard® Giveaway



  3. Consumer Disclosure: Odds of winning are based upon the number of eligible entries received.
  4. Contest Period: Contest begins Monday, November 21, 2022 and ends at 3:59pm, Tuesday, November 22, 2022. (“Contest Period”).
  5. Sponsor: UNCLE Credit Union (“the Credit Union”) is the sponsor of the contest. The Credit Union’s business address is: 2100 Las Positas Court, Livermore, CA 94551-7301.
  6. Eligibility: Credit Union employees and officials not eligible to participate in the contest. To qualify for the contest, all entrants must be at least 18 years of age and have liked the UNCLE Credit Union Instagram page. By entering this contest, entrants accept and agree to be bound by these Official Rules and the decisions of the Credit Union. Contest void where prohibited by law.
  7. How to Enter: To enter the contest, eligible participants may follow the UNCLE Credit Union Instagram page. All entries will be entered into the Giveaway. Shortlisted entries will be randomly selected. One entry per person.

Entries using macro, robotic, script or other forms of automatic entry will be disqualified.  Proof of submission does not constitute proof of receipt.  The Credit Union is not responsible for late, incomplete, or inaccurate entries.  If there is a dispute as to the identity of an on-line entrant, the prize will be awarded to the authorized account holder of the e-mail address linked to the applicable Instagram account.  The “authorized account holder” is defined as the natural person to whom the e-mail address is assigned by an internet service provider, online service provider or other organization (e.g., business, educational institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.  The Credit Union is not responsible for electronic transmission errors resulting in omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions or limitations of any kind, or inaccurate transmissions of or failure to receive entry information by the Credit Union on account of technical problems or traffic congestion on the Internet or at any Website or any combination thereof.  If for any reason the Giveaway is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes which corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Giveaway, the Credit Union reserves the right at its sole discretion to cancel, terminate, modify or suspend the Giveaway.  The Credit Union reserves the right to select winners from eligible entries received as of such termination date.  The Credit Union further reserves the right to disqualify any individual who tampers with the entry process.  The Credit Union may prohibit an entrant from participating in the Giveaway if it determines that said entrant is attempting to undermine the legitimate operation of the Giveaway by cheating, hacking, deception or other unfair practices or intending to abuse, threaten or harass other entrants.

  1. Prize Drawings:The random drawing for the Prizes will be held on the day after the Giveaway closes as described on the UNCLE Credit Union Instagram page. All eligible entries received before the date the Giveaway closes will qualify for the prize drawing. The winners will be notified by digital message immediately following the contest end. Prizes must be collected within 30 days after winners are announced. Prizes will sent electronically to a valid email address provided by the winner.

Two winners of the Giveaway are eligible to win Mastercard gift card with a value of $50.

  1. Limitation of Liability: The Credit Union is not responsible for any loss or damage which may occur in connection with the Giveaway.  Entrant agrees to hold the Credit Union harmless from any liability arising from participation in the Giveaway or the acceptance, use, misuse, or possession of any prize received in this Giveaway.  The Credit Union and each of its officers, directors, employees, members, representatives and agents are not responsible for any negligence, claims, liability, injury, property loss, or other damages of entrants and/or winners arising from, or in connection with, acceptance, use, misuse, or possession of any prize awarded or participation in this Giveaway.  The Credit Union is not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking, or by any of the equipment or programming associated with the Giveaway.  The Credit Union reserves the right to substitute a prize of equal or greater value should the featured prize(s) become unavailable for any reason. The Credit Union reserves the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Giveaway and redemption of a prize.
  2. Affiliations: The Giveaway is in no way sponsored, endorsed or administered by, or associated with Instagram, or named retailer. Any questions, comments or complaints regarding the promotion will be directed to UNCLE Credit Union. All entrants agree to hold Instagram harmless from any liability arising from participation in the Giveaway or the acceptance, receipt, possession, or misuse of the prize.
  3. Taxes: The Credit Union will report all prize winnings to the appropriate state and federal agencies as required by applicable law. Winners are responsible for all tax consequences (if any) of the prizes.
  4. Publicity Authorization:Each winner agrees to permit the Credit Union to utilize his/her name and likeness in promotional and other Credit Union materials, without additional compensation or permission, except where prohibited by law.
  5. Choice of Law:All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrant and the Credit Union in connection with the Giveaway, shall be governed by, and construed in accordance with, the substantive laws of the State of California, USA, without regard to choice of law rules.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of November 30th, 2022

Uncle Credit Union BBB Business Review