1. APR=Annual Percentage Rate. APRs accurate as of 03/01/21. Non-Owner Occupied HELOC promotional APR of 2.99% for first 12 introductory months. After the promotional period, rates will vary based on Wall Street prime rate plus 1.00%. As of 03/01/2021, the APR cannot increase to more than 18.00% and will not fall below 4.50%. Minimum credit of $10,000 required. Non-Owner Occupied Home Equity Lines up to $250,000 at 75% combined loan-to-value (CLTV); Non-Owner Occupied California 1-4 residential real property only. Offer subject to credit qualifications. No annual fee. Rates, terms and conditions are subject to change without notice. Ask an UNCLE representative for more information.

2. If the borrower is charged a fee for paying off another lender’s home equity line of credit, UNCLE CU will pay up to $300 of the early payoff fee. UNCLE CU will not pay other fees or charges associated with closing the other equity line such as reconveyance fees, principal or interest payments or accrued late charges. Offer not valid on existing UNCLE CU Home Equity Lines of Credit.

3. UNCLE Credit Union will pay closing costs up to $500. If the loan is paid off within 36 months of origination, borrower must reimburse third party fees paid by UNCLE CU to originate the line. Third party fees are estimated between $500 – $1,000. “No Closing Costs” offer not valid on refinances of existing UNCLE Home Equity Lines of Credit.