Send Money is a fast and secure P2P (Person-2-Person) payment service to transfer funds from your checking account to another person or merchant outside the Credit Union using our mobile app in partnership with PayPal™. All you need to get started is the other party's email address or mobile phone number.
How it works:
- Select "Send Money" on UNCLE's Mobile Banking app.
- Review and accept the Terms and Conditions.
- Confirm the phone number or email address you would like your security code sent to (to ensure a secured transaction, every payment is confirmed by a security code sent to the selected device by email or text).
- Enter the amount, then phone number or email address of recipient.
It's that easy! Get started today by selecting Send Money on UNCLE's mobile app.
Send Money FAQs
What do members need to use Send Money?
An iOS or Android device equipped with the UNCLE Mobile Banking App and an UNCLE Checking Account with an opening date more than 30 days. Please note that Send Money requests for other account types such as a Savings Account or Money Market Account will not be processed.
Do I have to have a PayPal account?
No. Send Money from UNCLE allows members to send money without having to enroll in a PayPal account.
Does the recipient need to have a PayPal account?
The recipient will need a PayPal account to claim the funds. If the recipient does not have a PayPal account, signing up for one takes only a few minutes.
Is there a limit to how much a member can send with Send Money?
Yes. Members may send up to $500 per day in as many transactions as they want. The minimum transaction amount is $1.00.
How long does it typically take before the funds are available to the recipient?
If the recipient has an existing PayPal account, the funds are available to them in their PayPal account immediately. If the recipient doesn’t have a PayPal account, the funds will be available as soon as they open a PayPal account, which takes only a few minutes to set up. The recipient then can spend it online or, if they choose, transfer it to their bank account. Transfers from a PayPal account to a bank account may take up to three business days to process.
How much does it cost to use Send Money?
Using Send Money is free to all UNCLE members.* Members should check with their mobile phone provider as charges may apply. Additional fees from PayPal may apply if a member is sending money to a country outside the United States. Any such fees will be based on the country of the recipient.