*APY = Annual Percentage Yield. 5-Month Promotional Share Certificate requires a minimum deposit of $5,000 and has no maximum deposit limit. Limit one 5-Month Promotional Share Certificate per member (unique SSN).

Offer is effective November 3, 2025, through December 12, 2025. Rate bump of 0.25% is available for members who qualify for the Membership Rewards Program. Qualifying for the UNCLE Membership Rewards Program means the member qualified for Loyalty Rewards, Premier Rewards, Platinum Rewards, or Ultimate Rewards in the previous qualification cycle (previous month).

At maturity, the promotional certificate balance will be transferred to a 6-month fixed rate certificate at the current rate offering. See rates for details. Substantial early withdrawal penalties apply to Share Certificates. IRA Share Certificates are not eligible for this promotion. Fees may reduce earnings. Federally insured by NCUA.

To become a member of UNCLE Credit Union, please view our membership eligibility, requirements, and account opening process.

**Membership Rewards Program: Eligibility & Restrictions as of September 30, 2024.
Eligibility to receive any program rewards, including monthly cash back, requires an active membership account with a Primary Savings account and minimum balance of $5.00. Membership restrictions may apply. Account approval, conditions, qualifications, limits, time frames, enrollments, logins, and other requirements apply. Limit of 1 reward per membership number, per month. Eligibility is determined based on monthly qualifying activity, per membership number. Required balances, transactions, and enrollments must be present on a single membership number to receive rewards. Eligibility criteria will not be aggregated from multiple membership numbers. Multiple membership accounts which meet all eligibility requirements per membership number can earn a monthly reward on more than one membership account. Each Monthly Qualification Cycle is calculated on the last day of the month based on balances, transaction activity, and required enrollments. A delinquency of 60 days or greater on any loan with UNCLE Credit Union during a Monthly Qualification Cycle will disqualify a membership account from earning rewards. Loans must be brought current in future eligibility cycles, along with meeting other eligibility requirements, to earn a future reward. The Membership Rewards program and benefits are subject to change at any time. Visit www.unclecu.org/membership-rewards for additional eligibility and restriction disclosures.