Cars, trucks, vans, minivans, SUVs, crossovers, convertibles, electrics, hybrids -- whatever you drive, get the perfect financing option for your vehicle.
We offer low cost new, used and super used vehicle loans with competitive rates and terms.
Already financed somewhere else? Ask us about refinancing -- you could lower your payments or even pay off your vehicle sooner!
NEW—DMV Registration through UNCLE
Tired of waiting in line at the DMV? You can now register or renew your vehicle through UNCLE! Book your appointment today!
Car buying made easy through Autoland
As an UNCLE member, you have access to Autoland, a premier auto buying service that makes buying your next vehicle affordable, easy and hassle-free. Speak with an Autoland consultant by phone at 800.234.6999 or set up an appointment to meet with a consultant at the branch nearest you. Or go online to shop for and locate the vehicle you want by clicking on the banner below.
Credit Union Direct Lending® (CUDL)
We recommend that members get pre-approved before shopping for a car, but if you find yourself at the dealership ready to buy, we can still provide low-cost financing, thanks to our relationship with Credit Union Direct Lending® (CUDL).
More than 600 participating dealerships across California and Nevada can approve your auto loan on site.
- To find a list of participating dealers, go to AutoSMART or call the dealership locator at 888.CUDIREC(T).
- When you're ready to buy, mention to the dealership you want financing through UNCLE Credit Union.
* APR = Annual Percentage Rate. Rates and terms subject to change. Rates are subject to credit approval and may be higher depending on payment term, credit rating, vehicle year, and other qualifications. Rates as low as 2.82% APR applies to terms up to 24 months on model year 2017 or newer. Payment example: For a $30,000 loan at 2.82% APR with a term of 24 months, the monthly payment will be $1,288.00.
|Up to 24 months||2.82-15.69%|
|Up to 60 months||3.57-16.44%|
|Up to 72 months||3.82-16.69%|
|Up to 84 months||4.32-17.19%|
|Up to 96 months||4.82-5.57%|
|Up to 24 months||3.22-16.34%|
|Up to 60 months||3.97-17.09%|
|Up to 72 months||4.22-17.34%|
|Up to 84 months||4.72-17.84%|
Super Used Auto
|Up to 60 months||6.57-19.64%|