Auto Loans
Wherever the road takes you, UNCLE can help you get there.
Enjoy competitive rates, flexible terms, and a loan process that keeps you moving forward.
Already have a vehicle loan somewhere else?
You could be paying more than necessary. Refinance with UNCLE and you may be able to lower your monthly payment, reduce the amount of interest you pay, or even pay off your vehicle sooner.
Wherever the road takes you, UNCLE can help you get there.
Enjoy competitive rates, flexible terms, and a loan process that keeps you moving forward.
Already have a vehicle loan somewhere else?
You could be paying more than necessary. Refinance with UNCLE and you may be able to lower your monthly payment, reduce the amount of interest you pay, or even pay off your vehicle sooner.
Auto Loans
| Type | Approximate Term | APR |
|---|---|---|
| New Auto (2025 or newer) | Up to 24 months | 4.29-18.79% |
| New Auto (2025 or newer) | Up to 60 months | 4.79-19.29% |
| New Auto (2025 or newer) | Up to 72 months | 5.09-19.59% |
| New Auto (2025 or newer) | Up to 84 months | 5.29-19.79% |
| New Auto (2025 or newer) | Up to 96 months | 6.29-6.79% |
| Used Auto (2020-2024) | Up to 24 months | 5.49-21.99% |
| Used Auto (2020-2024) | Up to 60 months | 5.99-22.49% |
| Used Auto (2020-2024) | Up to 72 months | 6.29-22.79% |
| Used Auto (2020-2024) | Up to 84 months | 6.49-22.99% |
| Super Used Auto (2014-2019) | Up to 60 months | 10.49-11.49% |
APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Actual rates are determined by vehicle model year, loan term, and credit history. Lowest rate is for direct loans and do not apply to applications originated through the Credit Union Direct (CUDL) platform.
Auto Buying Services
AutoSMART™ is the easiest way to shop local dealers and find your next new or used car from the convenience of your phone or computer. Our online vehicle marketplace delivers a free, personalized car shopping experience with a wide selection of car inventory at your local dealerships.
- Select dealerships providing a professional, no-stress environment
- Pre-arranged pricing on new and used vehicles
- Dedicated Auto Buying Specialists to assist you throughout the process
Update your Auto Insurance
Easily upload your auto insurance information using MyLoanInsurance.
