Business Savings | Money Market | Certificate
At UNCLE Credit Union, you are more than a business partner; you are a shareholder. Your business savings account, also known as your primary share, represents your share in the credit union. Opening your business savings account is just the beginning of a lasting partnership with us. We want to help you succeed in achieving your financial goals.
Find the Business Savings Account that's best for you and your goals
Business Savings Rate
| Account Type | Dividend Rate | APY. | Dividend Paid |
|---|---|---|---|
| $100.00 + | .03% | .03% | Monthly |
UNCLE's Business Savings account has no monthly maintenance fee, a low $5 minimum balance requirements and allows up to 25 free transactions per month.* Our Business Savings Account also include an ATM card, free electronic statements, online and mobile business banking, access to funds through the Shared Branching Network, and more.
*Reg. D restrictions apply.
Business Money Market
| Account Type | Dividend Rate | APY. | Dividend Paid |
|---|---|---|---|
| $2,500 - $9,999.99 | .06% | .06% | Monthly |
| $10,000 - $24,999.99 | .06% | .06% | Monthly |
| $25,000 - $49,999.99 | .45% | .45% | Monthly |
| $50,000 - $99,999.99 | .52% | .52% | Monthly |
| $100,000 + | .65% | .65% | Monthly |
Our Business Money Market accounts:
- Earn higher dividends with our tiered dividend rates, so the higher your balance the more you earn
- Require a minimum deposit of $2,500
- Allows easy access to your funds with checks, ATM withdrawal or financial center transactions*
*Your Business Money Market account may be accessed by check, as well as over the counter in our financial centers, via ATM, and through online banking and Audio Response, but note that by federal regulation, debits and/or transfers are limited to six per month. This includes pre-authorized debits, transfers through online banking, and telephone transfers via our audio response system. The only exception is over-the-counter withdrawals in person or ATM from a financial center—these are unlimited.
Business Certificates
| Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY* |
|---|---|---|---|---|---|
| 3 Month | Fixed | $1,500 | $1,500 | 3.28% | 3.33% |
| 6 Month | Fixed | $1,500 | $1,500 | 3.85% | 3.89% |
| 12 Month | Fixed | $1,500 | $1,500 | 2.94% | 2.98% |
| 12 Month | Variable | $5,000 | $5,000 | 4.00% | 4.07% |
| 18 Month | Fixed | $5,000 | $5,000 | 2.89% | 2.93% |
| 24 Month | Fixed | $5,000 | $5,000 | 3.25% | 3.30% |
| 36 Month | Fixed | $5,000 | $5,000 | 3.25% | 3.30% |
| 48 Month | Fixed | $5,000 | $5,000 | 2.47% | 2.50% |
| 60 Month | Fixed | $5,000 | $5,000 | 2.53% | 2.56% |
