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Mastercard® Credit Cards

Find the card that's right for you.

Choice Rewards

UNCLE Choice Rewards Card
  • No annual fees
  • Earn reward points for each qualifying net dollar you spend
  • Cash back reward options
  • Competitive rates

Term: Revolving

Rates: 13.99% - 28.99% APR*

Credit Limits: $1,500 - $40,000


Save money with our competitively low Platinum credit card rate.

UNCLE Platinum Credit Card
  • Savings, value and convenience with a lower APR.
  • Great for balance transfers on debt consolidation

Term: Revolving

Rates: 12.99% - 27.99% APR*

Credit Limits: $1,500 - $40,000

Secured Platinum

The card that helps you build or rebuild credit.

UNCLE Platinum Credit Card
  • Build or rebuild credit history using your savings account balances as collateral

Collateral: Savings for 120% of credit limit

Term: Revolving

Rate: 14.99% APR*

Credit Limits: $300 - $20,000

All of our UNCLE Credit Union credit cards offer members a competitive interest rate, an extensive list of Mastercard® card features and no annual fees.

*APR = Annual Percentage Rate. Rates and terms subject to change and based on creditworthiness.

Questions about your UNCLE credit card?

If you need to report a lost or stolen UNCLE credit card, or if you have a question regarding your UNCLE credit card or a UNCLE credit card transaction, call us during business hours at 925-447-5001 or 800-34UNCLE.

Contact Us

If you can't find what you're looking for on our site, give us a call at 800-34UNCLE or visit our Contact page for all the details.

Routing Number

UNCLE Credit Union's Routing / Transit number is: 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of December 2nd, 2021

Uncle Credit Union BBB Business Review