9-Month Fixed Rate Certificate at 4.30% APY*
Stay warm this winter and apply for our promotional rate before February 17, 2023.
*APY = Annual Percentage Yield. 9-Month Share Certificate requires a minimum deposit of $5,000 and has a maximum deposit limit of $50,000. Limit one 9-Month Share Certificate per member (unique SSN). Certificate must be opened with new money only, which is defined as funds not currently held by UNCLE Credit Union. Offer effective December 19, 2022, through February 17, 2023. UNCLE Credit Union Preferred and Prestige members may receive a bump of promotional rate. 0.10% rate bump available for Preferred members; 0.25% rate bump available for Prestige members. The annual percentage yield may change at any time. UNCLE Credit Union reserves the right to end or modify this offer at any time. Substantial early withdrawal penalties apply to IRA Share Certificates and Share Certificates. Fees may reduce earnings. Federally insured by NCUA.
Certificates of Deposit
Get more out of your money. Our Certificates of Deposit are ideal for members seeking the highest guaranteed yields from insured deposit accounts:
- A wide range of fixed and variable terms are available, ranging from 3 to 60 months
- Fixed Certificates - Dividends are calculated daily and paid monthly
- Variable Certificates - Dividends are calculated and compounded daily. Dividends are posted monthly.
Visit any of our financial centers or call 925.447.5001 to open a certificate today.
Share Certificates
| Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY | Dividend Paid |
|---|---|---|---|---|---|---|
| 3 Month | Fixed | $1,500 | $1,500 | .85% | .85% | Monthly |
| 6 Month | Fixed | $1,500 | $1,500 | 1.12% | 1.13% | Monthly |
| 12 Month | Fixed | $1,500 | $1,500 | 2.25% | 2.27% | Monthly |
| 12 Month | Variable | $5,000 | $5,000 | 4.50% | 4.59% | Monthly |
| 18 Month | Fixed | $5,000 | $5,000 | 2.58% | 2.61% | Monthly |
| 24 Month | Fixed | $5,000 | $5,000 | 2.33% | 2.35% | Monthly |
| 36 Month | Fixed | $5,000 | $5,000 | 2.14% | 2.16% | Monthly |
| 48 Month | Fixed | $5,000 | $5,000 | 1.96% | 1.98% | Monthly |
| 60 Month | Fixed | $5,000 | $5,000 | 2.00% | 2.02% | Monthly |
