Certificates
These accounts are ideal for members seeking the highest guaranteed yields from insured deposit accounts:
- A wide range of fixed and variable terms are available, ranging from 3 to 60 months
- Dividends are calculated daily and paid monthly (Fixed Certificates)
- Dividends are calculated and compounded daily. Dividends are posted monthly (Variable Certificates)
Don't wait! Visit any of our financial centers or call 925.447.5001 to open a certificate today!
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| Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY | Dividend Paid |
|---|---|---|---|---|---|---|
| 3 Month | Fixed | $1,500 | $1,500 | .40% | .40% | Monthly |
| 6 Month | Fixed | $1,500 | $1,500 | .85% | .85% | Monthly |
| 12 Month | Fixed | $1,500 | $1,500 | 1.30% | 1.31% | Monthly |
| 12 Month | Variable | $5,000 | $5,000 | 2.25% | 2.27% | Monthly |
| 18 Month | Fixed | $5,000 | $5,000 | 1.35% | 1.35% | Monthly |
| 24 Month | Fixed | $5,000 | $5,000 | 1.45% | 1.45% | Monthly |
| 36 Month | Fixed | $5,000 | $5,000 | 1.65% | 1.66% | Monthly |
| 48 Month | Fixed | $5,000 | $5,000 | 1.75% | 1.76% | Monthly |
| 60 Month | Fixed | $5,000 | $5,000 | 2.30% | 2.32% | Monthly |
