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Certificates of Deposit

Get more out of your money. Our Certificates of Deposit are ideal for members seeking the highest guaranteed yields from insured deposit accounts:

  • A wide range of fixed and variable terms are available, ranging from 3 to 60 months
  • Fixed Certificates - Dividends are calculated daily and paid monthly
  • Variable Certificates - Dividends are calculated and compounded daily. Dividends are posted monthly.

Visit any of our financial centers or call 925.447.5001 to open a certificate today.

Share Certificates

Account TypeRate TypeMin. Opening BalanceMin. to Earn DividendDividend RateAPYDividend Paid
3 MonthFixed$1,500$1,500.85%.85%Monthly
6 MonthFixed$1,500$1,5001.49%1.50%Monthly
12 MonthFixed$1,500$1,5002.28%2.31%Monthly
12 MonthVariable$5,000$5,0004.75%4.85%Monthly
18 MonthFixed$5,000$5,0003.40%3.46%Monthly
24 MonthFixed$5,000$5,0002.43%2.46%Monthly
36 MonthFixed$5,000$5,0002.31%2.34%Monthly
48 MonthFixed$5,000$5,0002.27%2.30%Monthly
60 MonthFixed$5,000$5,0002.32%2.35%Monthly
*APY= Annual Percentage Yield. The dividend rates and annual percentage yields stated above may change at any time. Substantial early withdrawal penalties apply to IRA Share Certificates and Share Certificates. Fees may reduce earnings. The Variable Rate 12 Month Share Certificate is a variable rate account that is tied to the Treasury Bill 6 month auction average rate, rounded down to the nearest quarter percent and adjusted quarterly. Rates subject to change after account is opened.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of May 29th, 2023

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