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Certificates of Deposit

Get more out of your money. Our Certificates of Deposit are ideal for members seeking the highest guaranteed yields from insured deposit accounts:

  • A wide range of fixed and variable terms are available, ranging from 3 to 60 months
  • Fixed Certificates - Dividends are calculated daily and paid monthly
  • Variable Certificates - Dividends are calculated and compounded daily. Dividends are posted monthly.

Visit any of our financial centers or call 925.447.5001 to open a certificate today.

Share Certificates

Account TypeRate TypeMin. Opening BalanceMin. to Earn DividendDividend RateAPY
3 MonthFixed$1,500$1,5003.52%3.58%
6 MonthFixed$1,500$1,5003.61%3.67%
12 MonthFixed$1,500$1,5003.19%3.24%
12 MonthVariable$5,000$5,0005.25%5.38%
18 MonthFixed$5,000$5,0003.12%3.16%
24 MonthFixed$5,000$5,0003.15%3.20%
36 MonthFixed$5,000$5,0002.76%2.80%
48 MonthFixed$5,000$5,0002.54%2.57%
60 MonthFixed$5,000$5,0002.63%2.66%
*APY= Annual Percentage Yield. The dividend rates and annual percentage yields stated above may change at any time. Substantial early withdrawal penalties apply to IRA Share Certificates and Share Certificates. Fees may reduce earnings. The Variable Rate 12 Month Share Certificate is a variable rate account that is tied to the Treasury Bill 6 month auction average rate, rounded down to the nearest quarter percent and adjusted quarterly. Rates subject to change after account is opened. Dividends paid monthly.

UNCLE Logo - Dark Grey
2100 Las Positas Court
Livermore, CA 94551
(925) 447-5001
Routing # 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS ID 729232.
Rates shown are current as of April 16th, 2024

Uncle Credit Union BBB Business Review