Skip to content

Search for specific products, services, articles, topics, etc.

ABOUT US  |  LOCATIONS  |  CONTACT

Certificates

9-Month Fixed Rate Certificate at 4.30% APY*

Stay warm this winter and apply for our promotional rate before February 17, 2023. 

Father and son having fun on rainy day.
*APY = Annual Percentage Yield. 9-Month Share Certificate requires a minimum deposit of $5,000 and has a maximum deposit limit of $50,000. Limit one 9-Month Share Certificate per member (unique SSN). Certificate must be opened with new money only, which is defined as funds not currently held by UNCLE Credit Union. Offer effective December 19, 2022, through February 17, 2023. UNCLE Credit Union Preferred and Prestige members may receive a bump of promotional rate. 0.10% rate bump available for Preferred members; 0.25% rate bump available for Prestige members. The annual percentage yield may change at any time. UNCLE Credit Union reserves the right to end or modify this offer at any time. Substantial early withdrawal penalties apply to IRA Share Certificates and Share Certificates. Fees may reduce earnings. Federally insured by NCUA.

Certificates of Deposit

Get more out of your money. Our Certificates of Deposit are ideal for members seeking the highest guaranteed yields from insured deposit accounts:

  • A wide range of fixed and variable terms are available, ranging from 3 to 60 months
  • Fixed Certificates - Dividends are calculated daily and paid monthly
  • Variable Certificates - Dividends are calculated and compounded daily. Dividends are posted monthly.

Visit any of our financial centers or call 925.447.5001 to open a certificate today.

Share Certificates

Account TypeRate TypeMin. Opening BalanceMin. to Earn DividendDividend RateAPYDividend Paid
3 MonthFixed$1,500$1,500.85%.85%Monthly
6 MonthFixed$1,500$1,5001.12%1.13%Monthly
12 MonthFixed$1,500$1,5002.25%2.27%Monthly
12 MonthVariable$5,000$5,0004.50%4.59%Monthly
18 MonthFixed$5,000$5,0002.58%2.61%Monthly
24 MonthFixed$5,000$5,0002.33%2.35%Monthly
36 MonthFixed$5,000$5,0002.14%2.16%Monthly
48 MonthFixed$5,000$5,0001.96%1.98%Monthly
60 MonthFixed$5,000$5,0002.00%2.02%Monthly
*APY= Annual Percentage Yield. The dividend rates and annual percentage yields stated above may change at any time. Substantial early withdrawal penalties apply to IRA Share Certificates and Share Certificates. Fees may reduce earnings. The Variable Rate 12 Month Share Certificate is a variable rate account that is tied to the Treasury Bill 6 month auction average rate, rounded down to the nearest quarter percent and adjusted quarterly. Rates subject to change after account is opened.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of February 3rd, 2023

Uncle Credit Union BBB Business Review