Certificates
These accounts are ideal for members seeking the highest guaranteed yields from insured deposit accounts:
- A wide range of fixed and variable terms are available, ranging from 3 to 60 months
- Dividends are calculated daily and paid monthly (Fixed Certificates)
- Dividends are calculated and compounded daily. Dividends are posted monthly (Variable Certificates)
Don't wait! Visit any of our financial centers or call 925.447.5001 to open a certificate today!
Share Certificates
| Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY | Dividend Paid |
|---|---|---|---|---|---|---|
| 3 Month | Fixed | $1,500 | $1,500 | .08% | .08% | Monthly |
| 6 Month | Fixed | $1,500 | $1,500 | .15% | .15% | Monthly |
| 12 Month | Fixed | $1,500 | $1,500 | .60% | .60% | Monthly |
| 12 Month | Variable | $5,000 | $5,000 | 2.25% | 2.27% | Monthly |
| 18 Month | Fixed | $5,000 | $5,000 | .65% | .65% | Monthly |
| 24 Month | Fixed | $5,000 | $5,000 | .75% | .75% | Monthly |
| 36 Month | Fixed | $5,000 | $5,000 | 1.15% | 1.16% | Monthly |
| 48 Month | Fixed | $5,000 | $5,000 | 1.25% | 1.26% | Monthly |
| 60 Month | Fixed | $5,000 | $5,000 | 2.05% | 2.07% | Monthly |
