First Mortgages


Limited time only - Receive $750 in closing cost credit!1

Buying a home is among the biggest and most important purchases you will make in your lifetime, so it's important to know what you're getting into. Whether you're buying your first home, making a move, or simply refinancing, UNCLE Credit Union has the terms, features, and options designed to make getting a mortgage easier.

Offering a variety of mortgage options to fit your needs:

  • Conventional, FHA or VA loans with fixed or variable rates, and no point options2
  • Investment/rental property options
  • First-time home buyer programs
  • No prepayment penalties
  • Pre-qualifications available for potential buyers
1. $750 closing cost credit is only available on first mortgages originated and funded through UNCLE Credit Union. Closing cost credit only subject to the loan closing. This does not include prepaid interest, homeowner’s insurance, initial escrow deposit, owner’s title insurance, or city and/or county transfer tax. Closing cost credit is available on applications received after August 22, 2018. Offer is for a limited time and is subject to change at any time without notice. Other restrictions may apply.
2. No point option not available on non-owner occupied properties.
All borrowers are subject to credit approval. Programs subject to change without notice. Underwriting terms and conditions apply. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions and rates are subject to change without notice.

Contact Us

If you can't find what you're looking for on our site, give us a call at 800-34UNCLE or visit our Contact page for all the details.

Routing Number

UNCLE Credit Union's Routing / Transit number is: 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of September 19th, 2018

Uncle Credit Union BBB Business Review