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PHONE: (925) 447-5001
ROUTING #: 321173072
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Now's the time to make your
move into homeownership.

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First Mortgages

Save up to $5,000 in closing costs!1

For a limited time only, you can save up to $5,000 in closing costs when you bring your mortgage over to UNCLE.¹ Save time and money by keeping your finances under one roof, including getting your next mortgage with us.

Whether you are buying your first home, making a move, or simply refinancing, we have the terms, features and options designed to make getting a mortgage easier:

  • Fixed and adjustable rate loans
  • No prepayment penalties
  • Pre-qualifications available
Real estate, love and family in the yard of their new house bonding and spending quality time together. Property and back of young mom, dad and children standing by their modern home

Ready to buy your new home?

We have the home-buying options you need.

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View our rates and loan options.

Find the best option for you.

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Buying local? Borrow local.

Buying a home is among the biggest and most important purchases you will make in your lifetime, so it is important to know what you are getting into. Our local, experienced mortgage professionals will lead you through the home-buying experience, caring about your unique situations and needs.

To be contacted by an UNCLE mortgage specialist, complete the form below.

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1.Closing cost credit offer available only on loans originated and funded by UNCLE Credit Union ("UNCLE") on complete applications received from May 1, 2026, through June 30, 2026. Actual closing cost credit will be the lesser of (a) actual eligible closing costs incurred or (b) (i) $5,000 on loans $1,000,000 and up, or (ii) $1,000 on loans under $1,000,000. Closing cost credit will be shown on disclosure provided following application and generally will not change absent changed circumstances. Not all closing costs are eligible for closing cost credit; ask an UNCLE Mortgage Consultant for details. Available on purchase and refinance loans secured by California 1-4-unit owner-occupied residential real property only. Refinances of existing UNCLE loans are not eligible.
All loans require UNCLE membership and credit approval.
Federally insured by NCUA. Equal Housing Lender. NMLS ID Number is 729232.

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UNCLE Logo - Dark Grey
2100 Las Positas Court
Livermore, CA 94551
(925) 447-5001
Routing # 321173072

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS ID 729232.
Rates shown are current as of May 11th, 2026

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