Personal Loans
We offer personal loan options to get you the money you need, from unexpected expenses to weddings, we've got you covered.
| Terms | APR** |
|---|---|
| 24-60 months | 16.50-31.50% |
Personal Line of Credit
UNCLE's Personal Line of Credit allows you to pay interest only on the amount borrowed. Easily access your funds through ATMs, Audio Response, in person or through online banking.
| Terms | APR** |
|---|---|
| Revolving | 16.75-31.75% |
Savings Secured Loans
A Savings Secured Loan is collateralized by your savings account and allows you to:
- Build credit
- Earn interest on your savings while borrowing up to 100% of your savings account balance
- Choose a term up to 60 months, so payments are affordable.
| Terms | APR** |
|---|---|
| Up to 60 months | Dividend rate + 1.75-4.25% |
Certificate Secured Loans
- Borrow up to your balance in a Certificate account (excluding IRAs)
- Allows access to your Certificate balance without incurring an early withdrawal penalty
Payments for all of our personal loans may be made automatically from checking or savings.
| Terms | APR** |
|---|---|
| Loan to mature concurrent with CD maturity | Dividend rate + 1.75-4.25% |
