Personal Loans

Personal Line of Credit

Check out these benefits:

• You pay interest only on the amount you’ve borrowed
• Easy access through ATM, Audio Response, in person or through online banking

Note: Members may be able to use UNCLE loans for some debt consolidation, but if you’re experiencing credit difficulties or your monthly expenses are beginning to be more than you can afford, we encourage you to contact the credit counselors at GreenPath. There is no charge for this service, and all calls are confidential. Click here to visit Green Path's website or call them at 877.373.3399.

Savings Secured Loans

A Savings Secured Loan is collateralized by your savings account and allows you to:

• Build credit
• Earn interest on your savings while borrowing up to 100% of your savings account balance
• Choose a term up to 60 months, so payments are affordable.

Certificate Secured Loans

• Borrow up to your balance in a Certificate account (excluding IRAs)
• Allows access to your Certificate balance without incurring an early withdrawal penalty
• Low rates

Payments for all of our personal loans may be made automatically from checking or savings.

Personal Loan

Terms	APR**
24-60 months	16.50-31.50%

Maximum personal loan amount is $40,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Line-of-Credit

Terms	APR**
Revolving	16.75-31.75%

Credit limits from $500 to $20,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Certificate Secured

Terms	APR**
Loan to mature concurrent with CD maturity	Dividend rate + 1.75-4.25%

Requires a security share certificate deposit for 100% of loan balance. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Savings Secured

Terms	APR**
Up to 60 months	Dividend rate + 1.75-4.25%

Requires a security share deposit for 100% of loan balance. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.