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PHONE: (925) 447-5001
ROUTING #: 321173072
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Personal Loans

Limited-Time Promotion

Personal loan rates as low as 9.99% APR!* Borrow up to $40,000 with flexible repayment plans up to 60 months. Don't wait! Offer ends April 30, 2026.

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Personal Loans

We offer personal loan options to get you the money you need, from unexpected expenses to weddings, we've got you covered.

TermsAPR**
24-60 months9.99-25.99%
Maximum personal loan amount is $40,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

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Personal Line of Credit

UNCLE's Personal Line of Credit allows you to pay interest only on the amount borrowed. Easily access your funds through ATMs, Audio Response, in person or through online banking.

TermsAPR**
Revolving14.24-26.24%
Credit limits from $500 to $20,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

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*APR = Annual Percentage Rate. Rates and terms are subject to change and are based on creditworthiness. All loans are subject to credit approval. APRs range from 9.99% to 25.99% for approved applicants, depending on credit history. The maximum loan amount is $40,000, with repayment terms available from 24 to 60 months. Payment Example: A $10,000 loan at 9.99% APR for 60 months would result in an estimated monthly payment of $212.42. The total amount repaid would be $12,745.27, including $2,745.27 in interest. This offer is available April 1, 2026, through April 30, 2026, and is not valid on existing UNCLE Credit Union personal loans.

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UNCLE Logo - Dark Grey
2100 Las Positas Court
Livermore, CA 94551
(925) 447-5001
Routing # 321173072

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS ID 729232.
Rates shown are current as of April 19th, 2026

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