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PHONE: (925) 447-5001
ROUTING #: 321173072
FRAUD CENTER

Personal Loans

Limited-Time Offer

Take advantage of our personal loan rates as low as 9.99% APR with terms up to 60 months. Don't wait! This offer ends September 30th.*

Personal Loans

We offer personal loan options to get you the money you need, from unexpected expenses to weddings, we've got you covered.

Personal Loans

TermsAPR**
24-60 months9.99-25.99%
APR = Annual Percentage Rate. Maximum personal loan amount is $40,000. Rates and terms are subject to change and based on creditworthiness.

Personal Line of Credit

UNCLE's Personal Line of Credit allows you to pay interest only on the amount borrowed. Easily access your funds through ATMs, Audio Response, in person or through online banking.

TermsAPR**
Revolving14.24-26.24%
Credit limits from $1,500 to $20,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

*APR = Annual Percentage Rate. APRs accurate as of 5/01/2026. Rates and terms are subject to change and based on creditworthiness. Maximum personal loan amount is $40,000.
*Rates and terms are subject to change and are based on creditworthiness. All loans are subject to credit approval. APRs available to approved applicants from 9.99% to 25.99% depending on credit history. Maximum loan amount is $40,000. Repayment terms range from 24 to 60 months. Payment Example: A $10,000 loan at 9.99% APR for 60 months results in a monthly payment of approximately $212.42. Offer available August 19, 2026, through September 30, 2026. Offer not valid on existing UNCLE personal loans.
UNCLE Logo - Dark Grey
2100 Las Positas Court
Livermore, CA 94551
(925) 447-5001
Routing # 321173072

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS ID 729232.
Rates shown are current as of August 23rd, 2026

Uncle Credit Union BBB Business Review