Personal Loans

Personal Loans

We offer personal loan options to get you the money you need, from unexpected expenses to weddings, we've got you covered.

Personal Line of Credit

Check out these benefits:

  • You pay interest only on the amount you’ve borrowed
  • Easy access through ATM, Audio Response, in person or through online banking

Note: Members may be able to use UNCLE loans for some debt consolidation, but if you’re experiencing credit difficulties or your monthly expenses are beginning to be more than you can afford, we encourage you to contact the credit counselors at GreenPath. There is no charge for this service, and all calls are confidential. Click here to visit Green Path's website or call them at 877.373.3399.

Savings Secured Loans

A Savings Secured Loan is collateralized by your savings account and allows you to:

  • Build credit
  • Earn interest on your savings while borrowing up to 100% of your savings account balance
  • Choose a term up to 60 months, so payments are affordable.

Certificate Secured Loans

  • Borrow up to your balance in a Certificate account (excluding IRAs)
  • Allows access to your Certificate balance without incurring an early withdrawal penalty
  • Low rates

Payments for all of our personal loans may be made automatically from checking or savings.

Personal Loan

TermsAPR**
24-60 months14.5-29.5%
Maximum personal loan amount is $40,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Line-of-Credit

TermsAPR**
Revolving14.75-29.75%
Credit limits from $500 to $20,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Certificate Secured

TermsAPR**
Loan to mature concurrent with CD maturityDividend rate + 1.75-4.25%
Requires a security share certificate deposit for 100% of loan balance. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Savings Secured

TermsAPR**
Up to 60 monthsDividend rate + 1.75-4.25%
Requires a security share deposit for 100% of loan balance. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Contact Us

If you can't find what you're looking for on our site, give us a call at 800-34UNCLE or visit our Contact page for all the details.

Routing Number

UNCLE Credit Union's Routing / Transit number is: 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of December 18th, 2018

Uncle Credit Union BBB Business Review

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