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Personal Loans

Personal Loans

We offer personal loan options to get you the money you need, from unexpected expenses to weddings, we've got you covered.

TermsAPR**
24-60 months16.50-31.50%
Maximum personal loan amount is $40,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Personal Line of Credit

UNCLE's Personal Line of Credit allows you to pay interest only on the amount borrowed. Easily access your funds through ATMs, Audio Response, in person or through online banking.

TermsAPR**
Revolving16.75-31.75%
Credit limits from $500 to $20,000. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Savings Secured Loans

A Savings Secured Loan is collateralized by your savings account and allows you to:

  • Build credit
  • Earn interest on your savings while borrowing up to 100% of your savings account balance
  • Choose a term up to 60 months, so payments are affordable.

TermsAPR**
Up to 60 monthsDividend rate + 1.75-4.25%
Requires a security share deposit for 100% of loan balance. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Certificate Secured Loans

  • Borrow up to your balance in a Certificate account (excluding IRAs)
  • Allows access to your Certificate balance without incurring an early withdrawal penalty

Payments for all of our personal loans may be made automatically from checking or savings.

TermsAPR**
Loan to mature concurrent with CD maturityDividend rate + 1.75-4.25%
Requires a security share certificate deposit for 100% of loan balance. **APR = Annual Percentage Rate. Rates and terms are subject to change and based on creditworthiness.

Contact Us

If you can't find what you're looking for on our site, give us a call at 800-34UNCLE or visit our Contact page for all the details.

Routing Number

UNCLE Credit Union's Routing / Transit number is: 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of November 21st, 2019

Uncle Credit Union BBB Business Review

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