Credit Card
Your Credit Score Matters
Your credit score is a crucial factor in determining your financial health. It is a three-digit number that reflects your creditworthiness and how likely you are to repay your debts. Credit scores range from 300 to 850; the higher your score, the better your chances of getting approved for loans, credit cards, and other financial…
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Getting Your First Credit Card: The Do’s and Don’ts
Getting Your First Credit Card: The Do’s and Don’ts Are you ready to jump into the world of credit? The first impression of using a credit card can be a little intimidating, because of the surprise fees, high interest rates, and the scary cycle of debt. However, using credit cards helps you build your credit…
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The Importance of Keeping a Good Credit Score
The Importance of Keeping a Good Credit Score March is National Credit Education Month, which is a good time to brush up on your finance skills and check your credit score. If you don’t already, making a regular habit of checking your credit score is important to ensure your identity is protected. If you’re not…
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Controlling Your Holiday Spending
Controlling Your Holiday Spending It’s easy to go overboard when shopping for holiday gifts, but the fallout from seasonal overspending can last all year. Follow this helpful advice to get control of your holiday spending, before it begins to control you: Develop a budget and stick to it. Create a list of people you plan…
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Stolen Purse, Lost Wallet?
Stolen Purse, Lost Wallet? What to do when some of your most vital information goes missing If you have ever lost your wallet or purse, the feelings of panic, worry and helplessness are all too familiar. Since so much sensitive information is contained within a wallet or purse, it is easy to feel as if…
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Save the Stress – Plan for the Holidays
Save the Stress – Plan for the Holidays The holidays can put a financial burden even on the best shoppers and savers. As we approach the holiday season, it’s best to start and plan early to avoid the stress that comes with overspending. Here are some tips to help make the holidays a little less…
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Ditch Credit Card Debt for Good!
Ditch Credit Card Debt for Good! If you’ve struggled with credit card debt in the past, you know how difficult it can be to finally pay off your debts and regain your financial freedom. From now on, steer clear of the high-rate debt trap simply by following the steps below: Keep your credit cards at…
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Keeping Score: Facts about Credit Scores
Keeping Score Facts about Credit Scores Who’s keeping score? The credit industry is. Every time you apply for a new credit card, a mortgage, perhaps even an insurance policy or a job, your application is judged in part on your credit score. March is National Credit Education Month, so there’s no better time to learn…
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Smishing – the Latest Texting Scam
Smishing – the Latest Texting Scam First, there was phishing – a fraudulent solicitation of your personal information via websites and online shopping. Now, consumers need to be aware of “smishing” – scammers latest way to attempt to steal your private information. Also known as SMS phishing, smishing is a way for fraudsters to get…
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Three Benefits of a Balance Transfer
Three Benefits of a Balance Transfer A balance transfer is a great way to help jumpstart your financial freedom and can benefit the future of your financial wellbeing. Read these benefits below to find out if a balance transfer might be the right move for you and your financial wellness. Lower interest rates. When applying…
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