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Business Certificates

Business Certificates

Business certificates are the right choice for any business owner looking to earn higher guaranteed rates on their savings. UNCLE offers different options catering to your specific business needs:

  • Choose from fixed or variable rates
  • Terms ranging from 3 to 60 months
  • Dividends paid monthly

Book an appointment with our Business Banking Manager, today.

Business Certificates

Account TypeRate TypeMin. Opening BalanceMin. to Earn DividendDividend RateAPYDividend Paid
3 MonthFixed$1,500$1,500.16%.16%Monthly
6 MonthFixed$1,500$1,500.23%.23%Monthly
12 MonthFixed$1,500$1,500.30%.30%Monthly
12 MonthVariable$5,000$5,000.25%.25%Monthly
18 MonthFixed$5,000$5,000.39%.39%Monthly
24 MonthFixed$5,000$5,000.40%.40%Monthly
36 MonthFixed$5,000$5,000.42%.42%Monthly
48 MonthFixed$5,000$5,000.45%.45%Monthly
60 MonthFixed$5,000$5,000.46%.46%Monthly
*APY= Annual Percentage Yield. The dividend rates and annual percentage yields stated above may change at any time. Substantial early withdrawal penalties apply to IRA Share Certificates and Share Certificates. Fees may reduce earnings. The Variable Rate 12 Month Share Certificate is a variable rate account that is tied to the Treasury Bill 6 month auction average rate, rounded down to the nearest quarter percent and adjusted quarterly.


Contact Us

If you can't find what you're looking for on our site, give us a call at 800-34UNCLE or visit our Contact page for all the details.

Routing Number

UNCLE Credit Union's Routing / Transit number is: 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of September 23rd, 2021

Uncle Credit Union BBB Business Review