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Business Certificates

Business Certificates

Business certificates are the right choice for any business owner looking to earn higher guaranteed rates on their savings. UNCLE offers different options catering to your specific business needs:

  • Choose from fixed or variable rates
  • Terms ranging from 3 to 60 months
  • Dividends paid monthly

Book an appointment with a Business Banking specialist today.

Business Certificates

Account TypeRate TypeMin. Opening BalanceMin. to Earn DividendDividend RateAPY
3 MonthFixed$1,500$1,5003.38%3.43%
6 MonthFixed$1,500$1,5002.28%2.30%
12 MonthFixed$1,500$1,5003.57%3.63%
12 MonthVariable$5,000$5,0005.25%5.38%
18 MonthFixed$5,000$5,0003.49%3.55%
24 MonthFixed$5,000$5,0003.09%3.13%
36 MonthFixed$5,000$5,0002.71%2.74%
48 MonthFixed$5,000$5,0003.02%3.06%
60 MonthFixed$5,000$5,0003.22%3.27%
*APY= Annual Percentage Yield. The dividend rates and annual percentage yields stated above may change at any time. Substantial early withdrawal penalties apply to IRA Share Certificates and Share Certificates. Fees may reduce earnings. The Variable Rate 12 Month Share Certificate is a variable rate account that is tied to the Treasury Bill 6 month auction average rate, rounded down to the nearest quarter percent and adjusted quarterly. Dividends paid monthly.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of September 22nd, 2023

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