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Current Rates

Loans and Savings Rates

Whether you need a new car or want to start saving for the future, we can help you achieve your financial goals with competitive rates.

Approximate TermAPR*
Up to 24 months4.99-21.94%
Up to 60 months6.12-22.69%
Up to 72 months6.19-22.94%
Up to 84 months6.59-23.44%
Up to 96 months7.59-8.19%
Vehicle must be two years or newer. *APR = Annual Percentage Rate. Rates and terms are subject to change. On approved credit. Lowest rate is for direct loans and do not apply to applications originated through the Credit Union Direct (CUDL) platform.


Account TypeDividend RateAPY.Dividend Paid
$100.00 +.03%.03%Monthly
The above rates are the same for charitable & not-for-profit organizations. Tiered Rate with a minimum opening balance of $5.00 and a minimum to earn dividend of $100.00.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of September 22nd, 2023

Uncle Credit Union BBB Business Review