Certificates of Deposit
Get more out of your money. Our Certificates of Deposit are a great solution for members seeking the highest guaranteed yields from insured deposit accounts. This is ideal for protection yourself against inflation and market ups and downs.
- 3-month to 60-month certificate terms available
- Options for fixed and variable rates
- Minimum deposits as low as $1,500*
- 0.25% rate bump offered for UNCLE Membership Rewards qualifiers
Certificates of Deposit with a term of 12-months or less can be opened online. To open a Certificate of Deposit with a term of 18-months or more, login to your UNCLE Digital Banking Account and select "Quick Apply", visit one of our financial centers or call 925-447-5001.
Share Certificates
| Account Type | Rate Type | Dividend Rate | APY |
|---|---|---|---|
| 3 Month | Fixed | 2.74% | 2.77% |
| 6 Month | Fixed | 2.78% | 2.82% |
| 12 Month | Fixed | 2.97% | 3.01% |
| 12 Month | Variable | 3.50% | 3.56% |
| 18 Month | Fixed | 2.54% | 2.57% |
| 24 Month | Fixed | 2.58% | 2.61% |
| 36 Month | Fixed | 2.53% | 2.56% |
| 48 Month | Fixed | 1.75% | 1.76% |
| 60 Month | Fixed | 1.83% | 1.84% |
The Variable Rate 12 Month Share Certificate is a variable rate account that is tied to the Treasury Bill 6-month auction average rate, rounded down to the nearest quarter percent and adjusted quarterly. Rates subject to change after account is opened. Dividends paid monthly.
