Current Rates
Dividend Rates
UNCLE Credit Union can help you achieve your financial goals with competitive dividend rates. See the tables below for personal and business rates.
Savings & Checking
Regular Savings
| Account Type | Dividend Rate | APY. | Dividend Paid |
|---|---|---|---|
| $100.00 + | .01% | .01% | Monthly |
Money Markets
| Account Type | Dividend Rate | APY** | Dividend Paid |
|---|---|---|---|
| $2,500 - $9,999.99 | .02% | .02% | Monthly |
| $10,000 - $24,999.99 | .03% | .03% | Monthly |
| $25,000 - $49,999.99 | .04% | .04% | Monthly |
| $50,000 - $99,999.99 | .81% | .81% | Monthly |
| $100,000 + | 1.22% | 1.23% | Monthly |
IRA Savings
| Account Type | Dividend Rate | APY. | Dividend Paid |
|---|---|---|---|
| $100.00 - $9,999.99 | .04% | .04% | Monthly |
| $10,000 + | .04% | .04% | Monthly |
IRA Certificates
| (Please refer to Share Certificate Rates) |
Share Certificates
| Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY |
|---|---|---|---|---|---|
| 3 Month | Fixed | $1,500 | $1,500 | 3.52% | 3.58% |
| 6 Month | Fixed | $1,500 | $1,500 | 3.61% | 3.67% |
| 12 Month | Fixed | $1,500 | $1,500 | 3.19% | 3.24% |
| 12 Month | Variable | $5,000 | $5,000 | 5.25% | 5.38% |
| 18 Month | Fixed | $5,000 | $5,000 | 3.12% | 3.16% |
| 24 Month | Fixed | $5,000 | $5,000 | 3.15% | 3.20% |
| 36 Month | Fixed | $5,000 | $5,000 | 2.76% | 2.80% |
| 48 Month | Fixed | $5,000 | $5,000 | 2.54% | 2.57% |
| 60 Month | Fixed | $5,000 | $5,000 | 2.63% | 2.66% |
Youth Certificates
| Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY | Dividend Paid |
|---|---|---|---|---|---|---|
| 3 Month | Fixed | $100.00 | $100.00 | 3.52% | 3.58% | Monthly |
| 6 Month | Fixed | $100.00 | $100.00 | 3.61% | 3.67% | Monthly |
| 12 Month | Fixed | $100.00 | $100.00 | 3.19% | 3.24% | Monthly |
| 18 Month | Fixed | $100.00 | $100.00 | 3.12% | 3.16% | Monthly |
