Own Your Experience
With our customizable Mastercard® Choice Rewards credit card, you're in control.
Choice Rewards Credit Card
- No annual fees
- 13.99% - 28.99% APR*
- Extensive list of Mastercard® benefits
- Offering digital wallet access, card controls, contactless payments and more
- Earn one reward point for each qualifying net dollar you spend
Redeem rewards like cash back and gift cards by logging into your digital banking account.
Redeem Cash Back
Redeem Gift Cards
Redeem Travel
Redeem Donations
Your Spending. Your Rewards. Your Way.
Flexible Rewards
Choose your preferred reward category and switch it up as your lifestyle changes.
Real-Time Rewards: Fuel with Points
With our real-time rewards, you can use your points for instant redemption - a fast, convenient way to use points for purchases you are already making.
How It Works:
-
Use your Choice Rewards credit card at the beginning of your transaction at a participating gas station pump.
-
If you have enough points (2,000+), the screen will prompt you to use your points.
-
Fuel up and save $0.50 off per gallon, up to 20 gallons!
To view participating gas stations, log in to your digital banking account and select Real-Time Rewards from your redemption options.
How can I earn points?
Points are awarded for qualifying purchases made using your UNCLE issued rewards Choice Rewards credit card. Please view the Program Terms and Conditions for more details.
How do I know how many points I have?
Your current available points balance is listed in the top right corner of every Choice Rewards page accessible from your digital banking account.
Do my points expire?
Points expiration details can be found within the Program Terms and Conditions and the My Account Statement page on the rewards site accessible from your digital banking account.
Are there any fees for participating it the rewards program?
Merchandise and gift cards shippable by UPS or UPS Surepost will be available to all US territories at no additional cost. Items being shipped to Alaska, Hawaii, Puerto Rico, Guam and the US Virgin Islands may have additional freight charged. We will contact you to confirm any additional points redeemed to cover additional freight charged. Gift cards valued under $500.00 can be delivered to a P.O. Box because they are shipped via First Class US Mail.
Please review the Program Terms and Conditions for more information.
When do the gift cards purchased through my rewards expire?
Gift cards do not expire.
I ordered a $100 gift card, but I received two $50 gift cards, why?
For your convenience, we generally have gift cards with smaller denominations in stock and readily available for shipment.
*APR = Annual Percentage Rate. Rates and terms subject to change and based on creditworthiness.
