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Transfer. Save. Enjoy.

Get as low as 0% APR on credit card balance transfers for 11 months.1

Consolidate your high-interest debt onto an UNCLE Mastercard credit card an enjoy an extensive list of features and no annual fees.

Limited time offer through October 25, 2021.
Happy African American family having fun while walking in nature during autumn season.

Already have an UNCLE credit card?

Apply for a balance transfer today.

Need an UNCLE credit card?

Apply for a credit card to begin your balance transfer process.

1Balance transfers must be completed between 8/18/2021 and 10/25/2021 to be eligible for a promotional APR for 11 months. *The promotional  APR applicable to transferred balances for 11 billing cycles will based on the purchase APR as of 8/18/2021.  Balance Transfer Promotional APR for  Platinum Credit Cards: is either 0% APR if the purchase APR is from 12.99% - 13.99% APR, 1.49% APR if the purchase APR is 14.99% APR, or 2.99% APR if the purchase APR is 19.99% APR. Balance Transfer Promotional APR for Choice Rewards Credit Cards: is either 0% APR if  the purchase APR is from 13.99% - 14.99%APR, 1.49% APR if the  purchase APR is 15.99% APR, or 2.99% APR if the  purchase APR is 20.99% APR. At the end of the promotional rate period (no later than 9/25/2022), the APR applicable to outstanding transferred balances, if any, will adjust to the APR then applicable to purchases.
Offer not available on Platinum Secured Credit Card or Platinum Care Card and cannot be used to pay obligations owed to UNCLE.

Find the card that's right for you.

Choice Rewards

UNCLE Choice Rewards Card
  • No annual fees
  • Earn reward points for each qualifying net dollar you spend
  • Cash back reward options
  • Competitive rates

Term: Revolving

Rates: 13.99% - 28.99% APR*

Credit Limits: $1,500 - $40,000


Save money with our competitively low Platinum credit card rate.

UNCLE Platinum Credit Card
  • Savings, value and convenience with a lower APR.
  • Great for balance transfers on debt consolidation

Term: Revolving

Rates: 12.99% - 27.99% APR*

Credit Limits: $1,500 - $40,000

Secured Platinum

The card that helps you build or rebuild credit.

UNCLE Platinum Credit Card
  • Build or rebuild credit history using your savings account balances as collateral

Collateral: Savings for 120% of credit limit

Term: Revolving

Rate: 14.99% APR*

Credit Limits: $300 - $20,000

All of our UNCLE Credit Union credit cards offer members a competitive interest rate, an extensive list of Mastercard® card features and no annual fees.

*APR = Annual Percentage Rate. Rates and terms subject to change and based on creditworthiness.

Contact Us

If you can't find what you're looking for on our site, give us a call at 800-34UNCLE or visit our Contact page for all the details.

Routing Number

UNCLE Credit Union's Routing / Transit number is: 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of October 25th, 2021

Uncle Credit Union BBB Business Review