Balance Transfers as low as 2.99% APR*
To request a Balance Transfer, please have your UNCLE credit card account details ready. If you do not have an UNCLE credit card, explore our options to find the right card for you.
Why pay more interest than you have to?
Transfer balances from higher-rate credit cards and enjoy an introductory rate as low as 2.99% APR through October 25, 2027*. Whether you're consolidating debt, paying down holiday purchases, or simply looking for a lower rate, now is a great time to save.
Hurry! Offer only available through October 25, 2026.
Promotional Benefits:
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UNCLE credit cards feature contactless technology, digital wallet compatibility, and the modern convenience you expect.
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Consolidate balances into one convenient payment
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Promotional rate available for 12 months
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Enjoy no annual fees!
High-rate balances can make it difficult to get ahead. By moving existing balances to an UNCLE credit card with a promotional balance transfer rate, more of your payment goes toward your balance instead of interest charges.
Use your savings to pay down debt faster, build your emergency fund, or put money toward the things that matter most.
*APR = Annual Percentage Rate. Balance transfers must be completed between 09/01/2026 and 10/25/2026 to be eligible for promotional rates. Promotional balance transfer rates under this offer range from 2.99% APR to 8.99% APR for UNCLE Platinum and Choice Rewards cardholders, depending on creditworthiness. UNCLE Secured Platinum, Business and Care credit cards are not eligible for this promotion. Additional limitations, terms, and conditions apply. Further information will be given during application review. Promotional rates on transferred balances will be effective through October 25, 2027; the rate on transferred balances will change to the then-current purchase APR range, depending on creditworthiness, consistent with the Cardholder Agreement. A balance transfer fee of 3% of amount transferred will apply. Cash advance fee is 4% of advance amount; $10 minimum, no maximum. No annual fees. Promotional balance transfer offer cannot be used to pay off existing loans or other obligations to UNCLE Credit Union. Federally insured by NCUA. For additional information on UNCLE Mastercard credit cards, please visit www.unclecu.org/creditcards.
