APR = Annual Percentage Rate. APRs accurate as of 1/01/2025. Available as of 1/01/2025; subject to change or cancellation without notice.

1. The fixed APR which is 1.01% below Prime rate is the introductory rate for the first 9 months for a home equity line up to $400,000 at 80% combined loan-to-value (CLTV); Owner-occupied California 1-4 residential real property only. After the promotional period ends, rates will vary based on Wall Street prime. The variable APR cannot fall below 3.50% or increase above 15.00% (variable rates). Minimum credit line of $10,000 required. All loans are subject to credit approval. No annual fee. Ask an UNCLE representative for more information. Other limitations may apply.
2. The fixed APR which is 1.01% below Prime rate + a margin of 1.00% for the first 9months for a non-owner-occupied home equity line up to $400,000 at 75%combined loan-to-value (CLTV); Non-Owner-Occupied California 1-4 residential real property only. After the promotional period ends, rates will vary based on Wall Street prime plus 1.00%. The variable APR cannot fall below 4.50% or increase above18.00% (variable rates). Minimum credit line of $10,000 required. All loans are subject to credit approval. No annual fee. Ask an UNCLE representative for more information. Other limitations may apply.
3. UNCLE Credit Union will pay closing costs up to $500. If the loan is paid off within 36months of origination, borrower must reimburse third party fees paid by UNCLE CU to originate the line. Third party fees are estimated between $500 – $1,000.

NMLS ID Number is 729232. Equal Housing Lender.