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Checking Accounts

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Your Member Give-Back Just Got Easier!

In order to make it easier for our members to earn monthly cash rewards on their Kasasa checking account(s), we've reduced the amount of monthly transactions needed from 15 to 12(2,3)!

Checking Accounts

Whether it’s cash back, high dividends or fun refunds, we offer 3 Kasasa Checking accounts to choose from. And the best part, no matter which account you choose, our Kasasa Checking accounts refund your ATM fees nationwide,1 and never charge you a monthly service fee.

It’s checking that rewards you the way you want!

 Kasasa CashKasasa Cash Back Kasasa Tunes
Checking with Debit CardYesYesYes
Monthly Rewards1.00% APY2 paid on balances up to $10,000

0.03% APY2 paid even when qualifications aren't met.
3% cash back on debit card purchases - that's up to $6.00 each month.3Up to $10 in refunds on iTunes, Amazon & Google Play purchases each month.4
Refunds on ATM Fees, Nationwide*Up to $25 per month1Up to $25 per month1Up to $25 per month1
Minimum Balance to Earn RewardsNoneNoneNone
Monthly Service FeesNoneNoneNone
Free Online/Mobile BankingYesYesYes
Free eStatementsYesYesYes
Minimum Deposit To OpenNoneNoneNone

Here's How To Earn Your Kasasa® Rewards

Just do the following simple transactions & activities (we call them “qualifications”) within your Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account during each monthly qualification cycle:
  • Have at least 12 debit card transactions that post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log in to online banking

Looking to Grow Your Savings?

Link Kasasa Saver® to your Kasasa Cash or Kasasa Cash Back account and start saving automatically.

Kasasa Saver® account that builds your savings automatically

  • No monthly service fee with no minimum balance to earn rewards
  • Linked to Kasasa Cash or Kasasa Cash Back account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • 0.30% APY5 on balances up to $15,000
  • 0.25% APY on balances over $15,000 depending on balance in account5

No extra effort required, just do the qualifying transactions and activities in your Kasasa Cash or Kasasa Cash Back account and you also qualify for the highest Kasasa Saver.



1For each qualification cycle in which you meet your qualification requirements, UNCLE CU will reimburse up to $25 per qualification cycle in ATM transaction fees assessed at ATMs in the US by third-party ATM operators.

2APY = Annual Percentage Yield. If the Kasasa Cash checking account meets its qualification requirements during the qualification cycle, the balance up to $10,000 will earn 1.00% APY and any portion of the balance in excess of $10,000 will earn 0.25% APY; resulting in a range from 1.00% to 0.25% APY. The Kasasa Cash checking account will earn 0.03% APY if qualification requirements are not met during the qualification cycle.

33.00% of net UNCLE CU debit card purchases up to $200 are eligible for cash back rewards. No cash back will be earned in qualification cycles in which qualification requirements are not met. A maximum of $6.00 cash back may be earned per monthly qualification cycle.

4Only net UNCLE CU debit card purchases from iTunes, and Google Play are eligible for refunds. You will earn up to a total of $10.00 (which includes any applicable taxes). No refunds will be earned in qualification cycles in which qualification requirements are not met. iTunes is a registered trademark of Apple, Inc. is a registered trademark of, Inc. Google Play is a registered trademark of Google, Inc. Apple, Inc.,, Inc., and Google, Inc. are not participants in or sponsors of this program.

5APY = Annual Percentage Yield. In qualification cycles in which the linked Kasasa Cash or Kasasa Cash Back checking account meets its qualification requirements, the Kasasa Saver account earns 0.30% APY on balances up to $15,000, and any portion of the balance in excess of $15,000 will earn 0.30% to 0.25% APY depending on the account’s balance. In qualification cycle months in which the linked Kasasa Cash or Kasasa Cash Back checking account does not meet its qualification requirements, the entire Kasasa Saver balance will earn 0.03% APY.

APY is variable and subject to change without notice after account opening. Fees may reduce earnings.  Kasasa account fees, benefits and rewards are subject to change without notice. Additional terms, conditions and restrictions apply; refer to the account agreement for details. Rates accurate as of 01/01/2021.

UNCLE CU is federally insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Contact Us

If you can't find what you're looking for on our site, give us a call at 800-34UNCLE or visit our Contact page for all the details.

Routing Number

UNCLE Credit Union's Routing / Transit number is: 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are current as of July 27th, 2021

Uncle Credit Union BBB Business Review