Skip to content

Search for specific products, services, articles, topics, etc.



Lending Protection

Lending Protection

UNCLE Credit Union is pleased to offer valuable programs to protect you at an affordable cost.

GAP Coverage

Provided your car loan is financed with UNCLE, our GAP Protection plan will:

  • Pay off the balance of your car if it's totaled in an accident or stolen and never recovered
  • Provide you with $1000 toward the purchase of a new car if you finance it with UNCLE.

Compare our prices: Most dealers charge $700 - $800 for GAP insurance when you purchase your car. UNCLE’s price starts at just $499.

Payment Protection

When unexpected events such as disability or involuntary unemployment occur, Payment Protection can:

  • Make payments on your loan, up to the agreement maximum
  • In the event of death, Payment Protection can pay off your loan, up to the agreement maximum

Mechanical Repair Coverage (MRC)

This plan offers an extended warranty for cars financed through UNCLE beyond the dealer’s standard warranty. Join the many members who have taken advantage of this protection so that if a repair does need to be made, you’re covered. Several plans are available.

To purchase or for more information about any or all of these insurance plans, call us during business hours at 925.447.5001, or send us an email.

UNCLE Logo - Dark Grey
2100 Las Positas Court
Livermore, CA 94551
(925) 447-5001
Routing # 321173072

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS ID 729232.
Rates shown are current as of May 26th, 2024

Uncle Credit Union BBB Business Review