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PHONE: (925) 447-5001
ROUTING #: 321173072
FRAUD CENTER

Now's the time to make your
move into homeownership.

First Mortgages

Save up to $1,000 in closing costs!1

For a limited time only, you can save up to $1,000 in closing costs when you bring your mortgage over to UNCLE.¹ Save time and money by keeping your finances under one roof, including getting your next mortgage with us.

Whether you are buying your first home, making a move, or simply refinancing, we have the terms, features and options designed to make getting a mortgage easier:

  • Fixed and adjustable rate loans
  • No prepayment penalties
  • Pre-qualifications available
Real estate, love and family in the yard of their new house bonding and spending quality time together. Property and back of young mom, dad and children standing by their modern home

Ready to buy your new home?

We have the home-buying options you need.

View our rates and loan options.

Find the best option for you.

Buying local? Borrow local.

Buying a home is among the biggest and most important purchases you will make in your lifetime, so it is important to know what you are getting into. Our local, experienced mortgage professionals will lead you through the home-buying experience, caring about your unique situations and needs.

To be contacted by an UNCLE mortgage specialist, complete the form below.

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1. Credit/Eligibility: Up to $1,000.00 credit toward closing costs on new first mortgages originated and funded through UNCLE Credit Union. Offer not available on UNCLE-to-UNCLE refinance loans. Offer may not be redeemed for cash or equivalent. Timing: Credit is only available on approved, funded loans from complete applications received by UNCLE from April 1, 2026, through June 30, 2026, after all information required to process, underwrite, and close the loan has been provided. How it appears: If an application proceeds to delivery of the Loan Estimate, the lender credit amount (determined by the cost of closing services to which the credit applies) will be shown on the Loan Estimate and will generally not change absent changed circumstances. Amount: The exact amount of the closing costs credit depends on closing costs incurred, not to exceed $1,000.00. More info: Speak with an UNCLE mortgage consultant for more details. All loans subject to credit approval.
Equal Housing Lender. NMLS ID Number is 729232.
UNCLE Logo - Dark Grey
2100 Las Positas Court
Livermore, CA 94551
(925) 447-5001
Routing # 321173072

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS ID 729232.
Rates shown are current as of April 13th, 2026

Uncle Credit Union BBB Business Review