Open a certificate today by calling 925-447-5001 or visiting an UNCLE Financial Center. It's never been easier to grow your money fast and save for the future.
Find the Certificate that's right for you.
With a variety of certificate of deposit options ranging from 3 to 60 months fixed, we are sure there's a certificate option that will meet your needs.
- Dividends are calculated daily and paid monthly (Fixed Certificates)
- Dividends are calculated and compounded daily. Dividends are posted monthly (Variable Certificates)

Share Certificates
Account Type | Rate Type | Min. Opening Balance | Min. to Earn Dividend | Dividend Rate | APY | Dividend Paid |
---|---|---|---|---|---|---|
3 Month | Fixed | $1,500 | $1,500 | .85% | .85% | Monthly |
6 Month | Fixed | $1,500 | $1,500 | 1.12% | 1.13% | Monthly |
12 Month | Fixed | $1,500 | $1,500 | 2.25% | 2.27% | Monthly |
12 Month | Variable | $5,000 | $5,000 | 4.50% | 4.59% | Monthly |
18 Month | Fixed | $5,000 | $5,000 | 2.58% | 2.61% | Monthly |
24 Month | Fixed | $5,000 | $5,000 | 2.33% | 2.35% | Monthly |
36 Month | Fixed | $5,000 | $5,000 | 2.14% | 2.16% | Monthly |
48 Month | Fixed | $5,000 | $5,000 | 1.96% | 1.98% | Monthly |
60 Month | Fixed | $5,000 | $5,000 | 2.00% | 2.02% | Monthly |